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Retirement on your mind?
💀 Most Americans Fear THIS More Than Death… And They’re Right To.
Your retirement is under attack from 3 financial time-bombs: running out of money, skyrocketing long-term care costs, and market crashes.
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💀 Most Americans Fear THIS More Than Death… And They’re Right To.
Your retirement is under attack from 3 financial time-bombs: running out of money, skyrocketing long-term care costs, and market crashes.
Get your Free Personalized Annuity Plan — includes instant access to our Retirement Calculator + a Free 15-Minute Strategy Session.
If you’re over 55, this could be the retirement move that keeps your money safe, pays you for life, and leaves a legacy
✔️ 100% Principal Protection — No Market Risk
✔️ Up to 7% Lifetime Income, Tax-Deferred
✔️ No Sales Pitch — Just Clarity & Confidence
Call my office now if you want to talk immediately!! (320-980-2086)
What would you do if you ran out of money in Retirement??
What would you do if you ran out of money in retirement?
📉 66% of Americans fear running out of money more than dying.
💸 The average retiree spends $165,000 on health care… and that doesn’t include long-term care.
🏚️ Nursing home bills = $10,646/month. 70% of retirees will need it.
📉 Market crashes can slash your income the moment you start withdrawals.
👉 Translation? Your entire retirement could collapse without warning.
Call my office now if you want to talk immediately!! (320-980-2086)
What would you do if you lived too long?
Why Old Strategies FAIL
The “4% rule”? Outdated. Works in a bull market, collapses in a downturn.
CDs? You LOSE to taxes + inflation.
Long-term care insurance? Disappearing, overpriced, unpredictable.
❌ The old way was: cross your fingers, hope for the best, and pray the market holds.
✅ The new way: Use modern retirement strategies that GUARANTEE your paycheck.
Call my office now if you want to talk immediately!! (320-980-2086)
Call my office now if you want to talk immediately!! (320-980-2086)
Here’s how smart retirees are flipping the script:
The New Way = Your Retirement Paycheck
✔️ Annuities (fixed or Myga)– create a guaranteed lifetime paycheck (your money can’t run out, even if you do).
✔️As long as contracts were never violated, NO ONE HAS EVER LOST MONEY ON A FIXED OR MYGA, NEVER!!
✔️ Hybrids (life insurance + LTC) – if you need care, it pays. If you don’t, your family gets the money.
✔️ Indexed growth – participate in market upside, protected from the downside.
Imagine this:
Your Social Security + Your Pension (if you even have one) + Your Annuity =
🔒 A guaranteed income stream for LIFE.
That’s how you retire confidently — no matter how long you live, no matter what the market does.
Call my office now if you want to talk immediately!! (320-980-2086)
Your “safe” plan is secretly bleeding you dry.
The Math That’ll Keep You Up At Night
💸 A 4% CD Looks Safe… But Here’s the Trap:
$500,000 in a CD @ 4% = $20,000/year.
Now subtract:
– 22% in taxes → You keep only $15,600
– 3% inflation → Your purchasing power shrinks every year
📉 In 20 years, your $500K is worth a fraction of what it was.
And when the CD matures? You're on your own.
🔁 Compare That to an Annuity:
✅ Guaranteed income for life
✅ Never outlive your money
✅ Optional inflation protection
✅ Protected from market losses
You could live to 80, 90, or 100+, and the annuity still pays you —
even after your original $500K is long gone.
🧠 Bottom Line:
CDs give you interest.
Annuities give you income for life.
One runs out. The other never does.
Choice is obvious. Click the button.
Call my office now if you want to talk immediately!! (320-980-2086)
I knew it was too good to be true!!!
⚠️ Here’s the catch:
🛡️ Fixed Annuities & MYGAs: Where Do They Fit?
✅ They lock in current interest rates.
MYGAs offer a guaranteed interest rate for a set period (e.g., 3, 5, or 7 years). That rate is locked at the time of purchase—meaning if interest rates drop later, you’re protected.
🔹 If rates are favorable now, locking into a MYGA can preserve today’s yield for several years.
✅ No health underwriting.
Unlike long-term care or hybrid policies, MYGAs are based purely on your financial profile, not your health. So you can qualify regardless of age or condition.
🔹 This makes MYGAs a lower-barrier option for people who may not qualify for other insurance-based products.
✅ Burning time = burning yield.
If you wait and rates fall, your future return could shrink. You're also missing out on compounding interest during the delay.
🔹 The longer your money sits idle, the more growth potential you forfeit.
🔄 So, What’s the Message?
Just like with long-term care and income annuities:
Waiting costs money.
Rates change.
Options shrink.
Acting now = control.
If you're not ready to commit to a full income annuity or a long-term care policy, a MYGA can be a smart intermediate move: it earns more than cash or CDs, locks in a good rate, and keeps future options open.
Call my office now if you want to talk immediately!! (320-980-2086)
The Offer –
Free Strategy Call
Yes, FREE 99!!!
100% risk free - 30 day money back guarantee
👉 What you’ll get on your free Retirement Income Strategy Call:
A clear snapshot of your retirement income picture
(including what’s missing and how to fix the gaps)An intro to income options that never run out
(so you can stop worrying about outliving your savings)Answers to your top money questions — without pressure or jargon
(This is about education, not a hard sell)Determine if an annuity is right for you or not (we can't know until we talk)
Total value: $297
Today Just $ 0
Call my office now if you want to talk immediately!! (320-980-2086)
👉 “Lock In Your Lifetime Retirement Paycheck — Book Your Free Strategy Call”
Don’t let your retirement be a gamble!
⚠️ “Spots are limited due to demand. If all times are taken, you may need to wait weeks before new calls open up. Don’t delay — your retirement doesn’t wait.”
🧾 All information is 100% confidential. We don’t share or sell your info — ever.
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